NPS vs Mutual Fund: रिटायरमेंट के लिए कहां मिलेगा ज्यादा फायदा?

NPS क्या है? सरकार द्वारा समर्थित रिटायरमेंट स्कीम, जिसमें पेंशन और टैक्स बेनिफिट दोनों मिलते हैं।

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Mutual Fund क्या है? प्राइवेट इन्वेस्टमेंट ऑप्शन जो मार्केट के अनुसार चलता है – SIP के जरिए निवेश।

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रिटर्न तुलना Mutual Fund: 10–15% तक (High Risk–High Return) NPS: 8–10% तक (Stable लेकिन Moderate Return)

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रिस्क फैक्टर NPS – Low to Medium Risk Mutual Funds – Medium to High Risk (Market Dependent)

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टैक्स लाभ NPS: ₹50,000 तक का Extra Deduction (80CCD) Mutual Funds: ELSS में ही टैक्स बेनिफिट, बाकी में कैपिटल गेन टैक्स लागू।

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किसे चुनें? – Safe और पेंशन चाहते हैं तो NPS – ज्यादा ग्रोथ और फ्लेक्सिबिलिटी चाहते हैं तो Mutual Fund

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ज्यादा जानकारी के लिए Website पर विज़िट करें।

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